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NU Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
12.400
Open
12.400
VWAP
12.25
Vol
71.16M
Mkt Cap
59.74B
Low
12.060
Amount
871.75M
EV/EBITDA(TTM)
--
Total Shares
4.86B
EV
55.25B
EV/OCF(TTM)
--
P/S(TTM)
35.63
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
Show More

Events Timeline

(ET)
2026-05-14
19:20:00
S&P 500 Closes Above 7,500 for First Time, Tech Stocks Drive Rally
select
2026-05-14
18:00:00
Nu Bank's AI Transformation Drives Customer Base to 15 Million
select
2026-05-13 (ET)
2026-05-13
13:20:00
Nu Holdings Shares Down, Option Traders Bearish
select
2026-05-12 (ET)
2026-05-12
13:20:00
Nu Holdings Shares Down, Mixed Options Sentiment
select

News

Fool
9.5
05-18Fool
PinnedNu Holdings Stock Rises Slightly as Market Watches Profitability
  • Significant Customer Growth: Nu Holdings experienced a 13% increase in customers during Q1, demonstrating strong appeal in the Latin American digital banking market and further solidifying its market position.
  • Revenue Improvement: Average revenue per active customer rose from $12 to $16, indicating positive progress in enhancing customer value and revenue diversification, which strengthens profitability.
  • Efficiency Ratio Innovation: Nu achieved a record efficiency ratio of 18% in Q1, reflecting a significant improvement in operational efficiency, which helps maintain an edge in the competitive fintech landscape.
  • Investor Confidence Rebounds: Despite slightly missing analyst expectations in Q1 earnings, Coatue Management's increase in Nu Holdings shares to 40 million signals confidence in the company's long-term growth potential, likely attracting more investor attention.
Fool
2.0
05-18Fool
Analysis of Currently Oversold Stocks
  • Market Sentiment: As of May 15, 2026, certain stocks are perceived as undervalued, reflecting a pessimistic market sentiment that may lead investors to miss potential rebound opportunities.
  • Investment Opportunities: The oversold stocks mentioned in the video could provide a favorable buying opportunity for investors, particularly during market recoveries when these stocks are likely to see significant value appreciation.
  • Short-term Volatility: Despite the current depressed prices, short-term market sentiment may cause price fluctuations, necessitating careful risk and reward assessments by investors.
  • Long-term Perspective: From a long-term viewpoint, investing in undervalued stocks may yield substantial returns, especially against the backdrop of economic recovery, prompting investors to watch for signs of fundamental improvement.
Fool
9.5
05-17Fool
Challenging Earnings Season for Latin American Fintech Stocks
  • MercadoLibre Market Cap Decline: MercadoLibre's market cap has shrunk from $134 billion to $78 billion since its all-time high last year, and despite a 49% year-over-year revenue increase, the 87% growth in its credit portfolio is pressuring margins, potentially impacting stock performance in the short term.
  • DLocal Revenue Growth Concerns: DLocal reported a 55% revenue increase, but its failure to match this with total payment volume growth raised concerns about its take rate, leading to a 13% stock drop on Friday, indicating market caution regarding its future profitability.
  • Nu Holdings Customer Growth: Nu Holdings saw a 14% increase in its customer base to 135 million and revenue of $5.3 billion, a 42% year-over-year rise; however, a sequential dip in customer deposits and rising non-performing loan rates highlight potential credit risks, reflected in a 5.26% stock decline.
  • Overall Market Outlook: Despite the short-term challenges faced by Latin American fintech companies, analysts suggest this may be an opportune time to establish or increase positions, particularly given the long-term growth potential these firms possess, warranting investor attention on their future market performance.
Yahoo Finance
9.5
05-17Yahoo Finance
Challenging Earnings Season for Latin America's Fintech Stocks
  • Market Performance Decline: MercadoLibre's market cap has shrunk from $134 billion to $78 billion, and despite a 49% year-over-year revenue increase in the latest quarter, the stock has dropped 17% over the past six trading days due to an 87% surge in its credit portfolio impacting profit margins.
  • Revenue Growth Concerns: DLocal reported a 55% revenue increase, yet its total payment volume surged 73% without a corresponding revenue rise, raising concerns about its take rate and leading to a 13% stock decline on Friday.
  • Customer Base Expansion: Nu Holdings grew its customer base by 14% to 135 million and achieved $5.3 billion in revenue, a 42% increase, but the stock has still lost nearly a third of its peak value due to declining customer deposits and rising non-performing loans.
  • Investment Opportunities Emerging: Despite short-term pressures, all three companies exhibit long-term growth potential, particularly Nu's expansion in Mexico, which could present new growth avenues, making these Latin American fintech stocks worth monitoring for investors.
Yahoo Finance
9.5
05-16Yahoo Finance
Nubank Earnings Preview: Revenue Growth of 36.5%
  • Revenue Beat: Nubank reported $3.08 billion in revenue last quarter, a 36.5% year-over-year increase that exceeded analyst expectations, showcasing the company's strong performance in the digital banking sector and boosting market confidence in its future growth.
  • Optimistic Quarter Expectations: The market anticipates a 41.5% year-over-year revenue growth for Nubank this quarter, a significant improvement from the 21.5% growth recorded in the same quarter last year, indicating ongoing success in customer acquisition and product expansion that could further enhance its market share.
  • Stable Analyst Confidence: Analysts covering Nubank have generally reaffirmed their revenue estimates over the past 30 days, reflecting confidence in the company's performance, despite Nubank missing Wall Street's revenue estimates multiple times over the last two years.
  • Market Sentiment Fluctuations: While Nubank's stock has declined by 10.3% over the past month, the broader consumer finance sector has seen an average increase of 2.2% in share prices, indicating positive investor sentiment that may support Nubank's future performance.
seekingalpha
6.5
05-15seekingalpha
Coatue Management's Q1 2026 Investment Moves
  • New Positions: Coatue Management established a new position of 4.20 million shares in Arbor Realty Trust (ABR), valued at $32.4 million in Q1 2026, indicating a strong interest in REITs and potential gains from market recovery.
  • Increases and Decreases: The firm increased its stake in Nu Holdings (NU) from 29.3 million to 44.0 million shares, valued at $421.5 million, while reducing its Nvidia (NVDA) holdings to 3.19 million shares, valued at $1.10 billion, reflecting optimism in fintech and caution in the semiconductor sector.
  • Portfolio Adjustments: Coatue also raised its Alphabet (GOOG) stake from 7.12 million to 8.40 million shares, valued at $2.90 billion, demonstrating continued confidence in tech giants, while reducing positions in Marvell Technology (MRVL) and Moderna (MRNA), indicating a reserved outlook on these companies.
  • Market Impact: The investment strategy adjustments outlined in the latest 13F filing may influence market sentiment, particularly in the tech and fintech sectors, prompting investors to monitor the potential impacts on related stocks.
Wall Street analysts forecast NU stock price to rise
9 Analyst Rating
Wall Street analysts forecast NU stock price to rise
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
CICC
NULL -> Outperform
initiated
$18
AI Analysis
2026-04-13
Reason
CICC
Price Target
$18
AI Analysis
2026-04-13
initiated
NULL -> Outperform
Reason
CICC initiated coverage of Nu Holdings with an Outperform rating and $18 price target.
UBS
Neutral -> Buy
upgrade
2026-03-19
Reason
UBS
Price Target
2026-03-19
upgrade
Neutral -> Buy
Reason
UBS upgraded Nu Holdings to Buy from Neutral with a price target of $17.60, up from $17.20. The stock's current valuation is attractive given Nu's earnings growth expectations, the analyst tells investors in a research note. The firm says the shares are trading at the same valuation levels as in 2023 despite the company's earnings doubling since then. UBS expects Nu to continue reporting growth, driven by the ongoing acceleration of its loan portfolio.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NU
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Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd. (NU.N) is 19.16, compared to its 5-year average forward P/E of -4.98. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd.'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-4.98
Current PE
19.16
Overvalued PE
135.41
Undervalued PE
-145.37

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.37
Current EV/EBITDA
6.99
Overvalued EV/EBITDA
6.50
Undervalued EV/EBITDA
-3.75

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.59
Current PS
2.27
Overvalued PS
8.04
Undervalued PS
1.14

Financials

AI Analysis
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Whales Holding NU

S
Simplex Trading, LLC
Holding
NU
+67.81%
3M Return
F
Foxhaven Asset Management, LP
Holding
NU
+32.86%
3M Return
A
Atreides Management, LP
Holding
NU
+32.52%
3M Return
W
Whale Rock Capital Management LLC
Holding
NU
+30.32%
3M Return
S
Sylebra Capital Limited
Holding
NU
+28.63%
3M Return
M
Maplelane Capital, LLC
Holding
NU
+26.94%
3M Return

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Frequently Asked Questions

What is Nu Holdings Ltd. (NU) stock price today?

The current price of NU is 12.29 USD — it has increased 0.82

What is Nu Holdings Ltd. (NU)'s business?

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

What is the price predicton of NU Stock?

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nu Holdings Ltd. (NU)'s revenue for the last quarter?

Nu Holdings Ltd. revenue for the last quarter amounts to 4.85B USD, increased 52.14

What is Nu Holdings Ltd. (NU)'s earnings per share (EPS) for the last quarter?

Nu Holdings Ltd.. EPS for the last quarter amounts to 0.18 USD, increased 63.64

How many employees does Nu Holdings Ltd. (NU). have?

Nu Holdings Ltd. (NU) has 8716 emplpoyees as of May 19 2026.

What is Nu Holdings Ltd. (NU) market cap?

Today NU has the market capitalization of 59.74B USD.